:root{--bg: #fbfbf9;--panel: #f2f4f0;--card: #ffffff;--ink: #171d19;--muted: #5a655e;--line: #e2e6e0;--line-strong: #cdd4cd;--accent: #1c5741;--accent-deep: #123c2c;--accent-wash: #e8efe9;--on-accent: #f4f7f4;--maxw: 1000px;--radius: 10px;--ok-bg: #e3eee6;--ok-ink: #1c5741;--warn-bg: #f4ead4;--warn-ink: #7a5a1e;--risk-bg: #f6e0d8;--risk-ink: #8c3f24;--display: "Iowan Old Style", "Palatino Nova", Palatino, Georgia, "Times New Roman", serif}*{box-sizing:border-box}html{-webkit-text-size-adjust:100%;scroll-behavior:smooth}@media(prefers-reduced-motion:reduce){html{scroll-behavior:auto}}body{margin:0;background:var(--bg);color:var(--ink);font:16px/1.7 ui-sans-serif,system-ui,-apple-system,Segoe UI,Roboto,Helvetica,Arial,sans-serif;overflow-x:clip}img,svg{max-width:100%}::selection{background:var(--accent-wash)}.wrap{width:100%;max-width:var(--maxw);margin:0 auto;padding:0 24px}.site-head{border-bottom:1px solid var(--line);background:var(--bg)}.head-in{display:flex;align-items:center;justify-content:space-between;gap:16px;padding-top:18px;padding-bottom:18px;flex-wrap:wrap}.brand{display:inline-flex;align-items:center;gap:10px;font-weight:700;font-size:15.5px;letter-spacing:.2px;text-decoration:none;color:var(--ink)}.brand-mark{color:var(--accent);flex:none}.site-head nav{display:flex;gap:22px;align-items:center;flex-wrap:wrap}.site-head nav a{color:var(--muted);text-decoration:none;font-size:14.5px;font-weight:500}.site-head nav a:hover{color:var(--ink)}.nav-cta{color:var(--on-accent)!important;background:var(--accent);padding:8px 16px;border-radius:999px;font-weight:600!important}.nav-cta:hover{background:var(--accent-deep)}.eyebrow{font-size:11.5px;font-weight:700;letter-spacing:.14em;text-transform:uppercase;color:var(--accent);margin:0 0 14px}h1{font-family:var(--display);font-size:clamp(2rem,4.4vw,2.9rem);line-height:1.12;letter-spacing:-.015em;font-weight:600;margin:0 0 18px;text-wrap:balance}h2{font-family:var(--display);font-size:1.55rem;line-height:1.25;letter-spacing:-.01em;font-weight:600;margin:0 0 18px;text-wrap:balance}h3{font-size:1.02rem;font-weight:700;margin:0 0 8px}p{margin:0 0 1em}.lead{font-size:1.17rem;line-height:1.65;color:var(--ink);max-width:46em}.muted{color:var(--muted)}.note{font-size:.9rem;color:var(--muted)}a{color:var(--accent)}a:focus-visible,button:focus-visible{outline:2px solid var(--accent);outline-offset:2px}section.block{padding:64px 0}section.block.tint{background:var(--panel);border-top:1px solid var(--line);border-bottom:1px solid var(--line)}.sec-head{max-width:640px;margin-bottom:34px}.sec-head p{color:var(--muted);margin:0}.hero{padding:76px 0 68px}.hero .lead{color:var(--muted)}.hero-ctas{display:flex;gap:12px;flex-wrap:wrap;margin-top:28px}.btn{display:inline-block;background:var(--accent);color:var(--on-accent);text-decoration:none;padding:13px 24px;border-radius:8px;font-weight:600;font-size:15.5px}.btn:hover{background:var(--accent-deep)}.btn.ghost{background:transparent;color:var(--accent);border:1.5px solid var(--line-strong)}.btn.ghost:hover{border-color:var(--accent);background:var(--accent-wash)}.btn.on-dark{background:var(--on-accent);color:var(--accent-deep)}.btn.on-dark:hover{background:#fff}.stats{display:grid;grid-template-columns:repeat(3,1fr);gap:1px;background:var(--line);border:1px solid var(--line);border-radius:var(--radius);overflow:hidden}@media(max-width:720px){.stats{grid-template-columns:1fr}}.stat{background:var(--card);padding:22px 24px}.stat .k{font-size:12px;font-weight:600;letter-spacing:.1em;text-transform:uppercase;color:var(--muted);margin:0 0 6px}.stat .v{font-size:1.7rem;font-weight:750;letter-spacing:-.02em;margin:0;font-variant-numeric:tabular-nums;color:var(--ink)}.stat .s{font-size:.88rem;color:var(--muted);margin:4px 0 0}.cards{display:grid;gap:16px}.cards.three{grid-template-columns:repeat(3,1fr)}.cards.two{grid-template-columns:repeat(2,1fr)}@media(max-width:840px){.cards.three,.cards.two{grid-template-columns:1fr}}.card{background:var(--card);border:1px solid var(--line);border-radius:var(--radius);padding:24px 26px;display:flex;flex-direction:column}.card p{color:var(--muted);font-size:.95rem;margin:0 0 14px}.card .spacer{flex:1}.card.featured{border-color:var(--accent);box-shadow:0 0 0 1px var(--accent) inset}.tag{display:inline-block;align-self:flex-start;font-size:11px;font-weight:700;letter-spacing:.08em;text-transform:uppercase;background:var(--accent-wash);color:var(--accent-deep);border-radius:999px;padding:3px 10px;margin-bottom:12px}.price{font-weight:700;font-size:1.05rem;margin:0 0 14px;font-variant-numeric:tabular-nums}.price small{font-weight:500;color:var(--muted);font-size:.82rem}.steps{display:grid;grid-template-columns:repeat(3,1fr);gap:16px;counter-reset:step}@media(max-width:840px){.steps{grid-template-columns:1fr}}.step{background:var(--card);border:1px solid var(--line);border-radius:var(--radius);padding:24px 26px}.step:before{counter-increment:step;content:"0" counter(step);display:block;font-size:13px;font-weight:700;letter-spacing:.1em;color:var(--accent);margin-bottom:12px;font-variant-numeric:tabular-nums}.step p{color:var(--muted);font-size:.95rem;margin:0}ul.tick{list-style:none;padding:0;margin:0 0 1.2em;max-width:46em}ul.tick li{padding:9px 0 9px 30px;position:relative;border-bottom:1px solid var(--line)}ul.tick li:last-child{border-bottom:none}ul.tick li:before{content:"";position:absolute;left:2px;top:16px;width:14px;height:8px;border-left:2.5px solid var(--accent);border-bottom:2.5px solid var(--accent);transform:rotate(-45deg)}ul.plain{padding-left:20px;margin:.4em 0 1.2em}ul.plain li{padding:4px 0}.pull{border-left:3px solid var(--accent);background:var(--card);border-radius:0 var(--radius) var(--radius) 0;padding:18px 24px;margin:1.8em 0;font-size:1.1rem;max-width:46em}.cta-panel{background:var(--accent-deep);color:var(--on-accent);border-radius:14px;padding:44px 40px}.cta-panel h2{color:#fff}.cta-panel p{color:#cfdcd2;max-width:46em}.cta-panel a:not(.btn){color:#fff}@media(max-width:640px){.cta-panel{padding:32px 24px}}.prose{max-width:700px;padding:56px 24px 72px;margin:0 auto;overflow-wrap:break-word}.prose h2{font-size:1.2rem;margin-top:2.2em}hr{border:0;border-top:1px solid var(--line);margin:2.4em 0}.grid-2{display:grid;grid-template-columns:minmax(0,1fr) 340px;gap:48px;align-items:start}@media(max-width:880px){.grid-2{grid-template-columns:minmax(0,1fr);gap:28px}}.aside-card{background:var(--card);border:1px solid var(--line);border-top:3px solid var(--accent);border-radius:var(--radius);padding:26px 28px;position:sticky;top:24px}@media(max-width:880px){.aside-card{position:static}}.aside-card .portrait{width:112px;height:112px;border-radius:50%;object-fit:cover;display:block;margin:0 0 14px;border:1px solid var(--line)}.aside-card .name{font-family:var(--display);font-size:1.25rem;font-weight:600;margin:0 0 16px;letter-spacing:-.01em}.aside-card dl{margin:0 0 18px}.aside-card dt{font-size:11px;font-weight:700;letter-spacing:.1em;text-transform:uppercase;color:var(--muted);margin:14px 0 2px}.aside-card dt:first-child{margin-top:0}.aside-card dd{margin:0;font-size:.98rem;font-weight:500}.aside-card .btn{width:100%;text-align:center}.ledger{background:var(--card);border:1px solid var(--line);border-radius:12px;overflow:hidden;box-shadow:0 12px 32px #171d1912;font-size:13px}.ledger-head{display:flex;justify-content:space-between;align-items:baseline;gap:12px;padding:13px 18px;border-bottom:1px solid var(--line);background:var(--panel)}.ledger-head .t{font-weight:700;font-size:12.5px;letter-spacing:.04em}.ledger-head .s{color:var(--muted);font-size:11.5px}.ledger-row{display:grid;grid-template-columns:1fr auto auto;gap:6px 14px;align-items:center;padding:11px 18px;border-bottom:1px solid var(--line)}.ledger-row:last-of-type{border-bottom:none}.ledger-row .id{font-weight:600}.ledger-row .id small{display:block;font-weight:400;color:var(--muted)}.ledger-row .amt{font-variant-numeric:tabular-nums;font-weight:650;text-align:right}.st{font-size:10.5px;font-weight:700;letter-spacing:.05em;text-transform:uppercase;border-radius:999px;padding:3px 9px;white-space:nowrap;justify-self:end}.st.ok{background:var(--ok-bg);color:var(--ok-ink)}.st.gap{background:var(--warn-bg);color:var(--warn-ink)}.st.risk{background:var(--risk-bg);color:var(--risk-ink)}.ledger-foot{padding:11px 18px;background:var(--panel);border-top:1px solid var(--line);color:var(--muted);font-size:11.5px}.site-foot{border-top:1px solid var(--line);background:var(--panel);margin-top:72px}.foot-in{display:flex;justify-content:space-between;gap:32px;padding-top:40px;padding-bottom:8px;flex-wrap:wrap}.foot-brand{font-weight:700;margin:0 0 4px}.foot-tag{color:var(--muted);font-size:.92rem;margin:0 0 8px}.foot-note{color:var(--muted);font-size:.82rem;margin:0}.foot-links{display:flex;flex-direction:column;gap:8px}.foot-links a{color:var(--muted);text-decoration:none;font-size:.92rem}.foot-links a:hover{color:var(--ink)}.foot-legal{padding-top:20px;padding-bottom:28px;color:var(--muted);font-size:.82rem}.foot-legal p{margin:0}